Models
October 28, 2025

PayPal partners with OpenAI to enable ChatGPT payments

PayPal and OpenAI have formed a partnership allowing users to make direct payments through ChatGPT, integrating PayPal’s wallet and merchant network into OpenAI’s conversational commerce ecosystem.

PayPal announced a strategic collaboration with OpenAI to integrate its digital wallet directly into ChatGPT. This integration enables users to make purchases and payments seamlessly through conversational interactions within the platform.

The partnership also connects PayPal’s merchant ecosystem with OpenAI’s Instant Checkout and agentic commerce features, allowing businesses to sell directly through ChatGPT.

Following the announcement, PayPal raised its 2025 earnings forecast and introduced its first quarterly dividend, signaling confidence in its AI-driven growth strategy.

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